<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"> <channel> <title>All About Real Estate</title> <link>http://www.snowandwall.com/default.cfm/page/blog/blogid/ec919970-b2b7-60c3-22f71fc65bdd0d6b/categoryname/Home Buying/title/All About Real Estate.htm</link> <description></description><item> <title>Foreclosed Home Search</title> <description><h2><a title="Permanent Link to Foreclosed Home Search" href="http://cbbarnes.wordpress.com/2011/05/13/forclosed-home-search/" rel="bookmark">Foreclosed Home Search</a></h2><font color="#777777"><br /></font><div class="entry"><p style="text-align: center"><span style="font-size: small"><strong>Search Through Foreclosed Homes in the Nashville, Jackson and Middle Tennessee Areas including:<br />Mt. Juliet, Gallatin, Hendersonville, Franklin, Columbia, Hermitage, Madison, Goodlettsville, Portland and the surrounding areas. Click on the sign below to begin your search.</strong></span><strong><br /></strong></p><p><a href="http://www.coldwellbankerbarnes.com/default.cfm/page/forsale/searchby/list/subtype/foreclosure.htm"><img class="aligncenter size-full wp-image-369" title="foreclosure sign" alt="" src="http://cbbarnes.files.wordpress.com/2011/05/bankforeclosuresign.jpg?w=450" /></a></p></div></description> <link>http://www.snowandwall.com/default.cfm/page/blog/cat/entrydisplay/entryid/4041fda5-5316-433f-9e5864970b75a1f5.htm</link> <pubDate>Tue, 13 Dec 2011 11:20:25 -0600</pubDate></item><item> <title>Refresh, Renew, Revitalize with Spring</title> <description><h2><a title="Permanent Link to Refresh, Renew, Revitalize with Spring" href="http://cbbarnes.wordpress.com/2011/05/19/refresh-renew-revitalize-with-spring/" rel="bookmark">Refresh, Renew, Revitalize with Spring</a></h2><div class="entry"><p><font color="#777777" size="1"><img class="alignleft size-medium wp-image-407" title="spring living room" alt="" src="http://cbbarnes.files.wordpress.com/2011/05/spring-living-room.jpg?w=300&amp;h=270" width="300" height="270" /></font>from care2.com</p><p><strong>Stuck winter energies can sap our vitality and leave us feeling pretty low. That&rsquo;s where these tips come in handy. When we make our homes feel fresh and positive, hopeful and refreshed, we feel that way, too&ndash;and we don&rsquo;t need a lot of time or money to do it. Find out ten simple ways to fill your space with the good energy of spring, here:</strong></p><p>1. <strong>Move Things Around</strong>: Here&rsquo;s a quick&ndash;and totally free&ndash;fix for winter stuck-energy: try moving things around! Spring is all about changing your perspective and inviting the hope of positive new life in. How to do that in your home? Just try rearranging one or two pieces of furniture&ndash;or changing the placement of a rug or painting. Shake up your old patterns and habits by changing the traffic flow in a room, or encourage seeing things differently by switching the positions of pictures or other accents that have always been in one place.</p><p>2. <strong>Make an Intention Corner</strong>: Give some thought to what you want to bloom and grow in your life this growing season and begin to imagine it. Cut out pictures that express what you hope to create or do and make a small collage. Then make a special place to honor it. This doesn&rsquo;t need to be elaborate: a shelf with space for a beeswax candle and some object from nature&ndash;a stone, a shell, a cup of flowers&ndash;are all ways of giving positive energy to our plans and projects. And when we create places in our homes for the unfolding of our soul-processes, we make our homes feel more connected to our spirits, and we make an inner connection to the world of nature that is beginning to bud and grow outside.</p><p>3. <strong>Quick Pick-Up</strong>: Just because we may not have time for a major spring-cleaning, that doesn&rsquo;t mean our homes couldn&rsquo;t use a little clearing-out of stuff that adds to clutter rather than pleasure. Try the Just One Step approach: every day, pick up just one thing that no longer &ldquo;sings&rdquo; to you and donate it, give it away, or put it in a storage area for later.</p><p>4. <strong>Clarify the View</strong>: Windows are the eyes of our homes, and by the end of winter, they can be pretty grungy inside. It can take less than five minutes to wash the inside of a window: just mix up a batch of this vinegar-based Window Cleaning Formula and spritz it on. Wipe off with a soft lint-free cloth and finish drying with old newspapers for a streak-free, fresh new outlook for your home.</p><p>5. <strong>Air it Out</strong>: It may not be warm enough where you live to start opening windows, but you can close off one room at a time (so you don&rsquo;t waste energy) and open a window for a few minutes to release stale winter air and invite freshness in. Nothing smells as sweet as fresh air.</p><p>6. <strong>Lighten Up</strong>: Explore some ways to allow more light to enter your home. Ideally, spring windows are lightly dressed in filmy layers&ndash;or bare&ndash;to let in as much of the cheering light as possible. But if it&rsquo;s still too cold to put away the heavy drapes, consider using mirrors or small, pretty lamps to add illumination.</p><p>7. <strong>Freshen Your Things</strong>: Periodically fluffing small cushions and throw rugs in the drier is a good idea: it helps to get rid of dust mites and just plain dust. And when you have a sunny day, you can place items outdoors to soak up sun and fresh air. You will smell the difference when you bring them back inside!</p><p>8. <strong>Bring Blossoms In</strong>: I recently had lunch at a friend&rsquo;s house where a vase of vivid yellow forsythia was blooming on her table, although outside the windows the hillside was still covered with snow. Her husband had simply pruned the bush and placed the still-dormant branches in water&ndash;and they burst into flower all by themselves. It was such a sunny, cheering sight! You can try encouraging dormant flowering tree or bush branches to bloom for a lovely taste of instant spring. Or invest in a few bulbs to place in a pot with some stones or soil. Keep them moist and watch them flower, then plant them outdoors once the weather has truly warmed. Many bulbs will bloom again the following year.</p><p>9. <strong>Think Colorfully</strong>: Winter colors tend to be dark, heavy, and more saturated, while spring colors have a refreshing lightness and invigorating freshness. There are many inexpensive ways to bring airy pastel colors into your home: it just takes a little imagination. A robin&rsquo;s egg-colored plate, a buttercup yellow toss-pillow, or a vibrant yellow-green scatter rug can all brighten up your space and give it some spring-like energy. If you don&rsquo;t want to break the bank buying new spring-colored accessories, search your local thrift store for bargains: they are often filled with great and inexpensive treasures.</p><p>10. <strong>Use Spring Imagery</strong>: Most of us associate birds, nests, and eggs with spring, and it is great fun to fill our homes with reminders of these lively icons: you can find some great realistic-looking, inexpensive bird nests at craft stores to fill with egg-shaped candies, soaps, or stones. Pictures of birds, and other bird-related accessories&ndash;like imaginatively-painted birdhouses, for example&ndash;are also fun to have around as the season shifts. And if you don&rsquo;t already have a birdfeeder outside your window, consider making or purchasing one in time to host the scores of birds returning to your area. Watching birds at the feeder is a guaranteed heart-lifter. Here are some super-easy ways to make your own bird feeder.</p></div></description> <link>http://www.snowandwall.com/default.cfm/page/blog/cat/entrydisplay/entryid/b0a98154-159c-4c45-bb3cb0aaf8c2c9c5.htm</link> <pubDate>Tue, 13 Dec 2011 11:18:59 -0600</pubDate></item><item> <title>Moving Checklist</title> <description><h2><a title="Permanent Link to Moving Checklist" href="http://cbbarnes.wordpress.com/2011/05/26/moving-checklist/" rel="bookmark">Moving Checklist</a></h2><div class="entry"><p>from allabouthome.com<br /><a href="http://cbbarnes.files.wordpress.com/2011/05/moving-truck.jpg"><img class="aligncenter size-medium wp-image-453" title="moving truck" alt="" src="http://cbbarnes.files.wordpress.com/2011/05/moving-truck.jpg?w=300&amp;h=264" width="300" height="264" /></a></p><p style="text-align: left"><span style="font-size: small"><strong>Moving Checklist</strong><br />Here&rsquo;s your moving checklist! Use this checklist to make sure you remember important moving dates and deadlines. We&rsquo;ve taken the worry out of moving by thinking of nearly everything!</span></p><p style="text-align: left"><span style="font-size: small"><strong>8 weeks before move</strong><br />&bull;If you are planning a garage sale, set a date.<br />&bull;Arrange to transfer school records if you have children.<br />&bull;Discover schools in your new community by visiting </span><a href="http://www.theschoolreport.com/"><span style="font-size: small">www.theschoolreport.com</span></a><span style="font-size: small"> on the World Wide Web.<br />&bull;Contact insurance companies to notify them of the move.<br />&bull;Start a &ldquo;Move File&rdquo; for all receipts, papers and estimates related to your move.</span></p><p style="text-align: left"><span style="font-size: small"><strong>6 weeks before move</strong><br />&bull;Select a van line or rental truck company you will use. Give them tentative pick-up and delivery dates.<br />&bull;If you are moving to a new city, be sure and ask your attorney, doctor and other providers for referrals and any necessary records.<br />&bull;If you have any pets, schedule a check-up and be sure and get a copy of their records from the veterinarian.<br />&bull;Set schedules with real estate agents and/or landlords.<br />&bull;Schedule a home inspection for your new home</span></p><p style="text-align: left"><span style="font-size: small"><strong>4 weeks before move</strong><br />&bull;Schedule disconnect dates with your local utility company.<br />&bull;Notify new utility company of connect dates in the new home.<br />&bull;If you have a lawnmower or any other power equipment, drain them of oil and gasoline. Moving companies will not move them if they are full.<br />&bull;Cancel newspaper delivery and trash pickup effective on your move date.<br />&bull;Give your carpet a good cleaning before all of the furniture is moved into the new address</span></p><p style="text-align: left"><span style="font-size: small"><strong>1 week before move</strong><br />&bull;Clean out refrigerator and defrost freezer.<br />&bull;Have your car serviced if you will be driving a long distance.<br />&bull;Confirm connect dates for utilities in your new home.<br />&bull;Transfer or close your checking account.<br />&bull;Be sure to get all items from your safe deposit box.</span></p><p style="text-align: left"><span style="font-size: small"><strong>Moving day</strong><br />&bull;Spend the entire day at home with the movers.<br />&bull;Carry any valuables or family heirlooms with you.<br />&bull;Right before the movers leave, take a final tour of your home, making sure nothing has been left in drawers or closets and that all doors and windows are locked.<br />&bull;Specify a &ldquo;Do Not Move&rdquo; area where you place items you do not want the movers to take with them.<br />At your new address<br />&bull;Obtain numbers needed in an emergency such as the fire department and police.<br />&bull;Check with post office to see if there is any mail that is being held for you.<br />&bull;Register your cars. Also, register to vote in your new area.<br />&bull;Enroll children in school.</span></p></div></description> <link>http://www.snowandwall.com/default.cfm/page/blog/cat/entrydisplay/entryid/78707f1e-a645-4e21-93a7c88a92c99913.htm</link> <pubDate>Tue, 13 Dec 2011 10:46:30 -0600</pubDate></item><item> <title>Top Things to Know About Home Buying</title> <description><div style="margin: 0in 0in 10pt">From CNN - Money 101</div><div style="margin: 0in 0in 10pt"><strong>Top things to know abut Home Buying</strong></div><div style="margin: 0in 0in 10pt"><b><span style="line-height: 115%; ont-size: 7.5pt; olor: black"><a href="http://tinyurl.com/45pxsq"><font color="#0000ff">http://tinyurl.com/45pxsq</font></a></span></b></div><div style="margin: 0in 0in 10pt"><strong>&nbsp;</strong></div><div style="margin: 0in 0in 10pt"><strong>&nbsp;</strong></div><div style="margin: 0in 0in 10pt"><strong>1. Don't buy if you can't stay put.</strong></div><div style="margin: 0in 0in 10pt">If you can't commit to remaining in one place for at least a few years, then owning is probably not for you, at least not yet. With the transaction costs of buying and selling a home, you may end up losing money if you sell any sooner - even in a rising market. When prices are falling, it's an even worse proposition.</div><div style="margin: 0in 0in 10pt">&nbsp;</div><div style="margin: 0in 0in 10pt"><strong>2. Start by shoring up your credit.</strong></div><div style="margin: 0in 0in 10pt">Since you most likely will need to get a mortgage to buy a house, you must make sure your credit history is as clean as possible. A few months before you start house hunting, get copies of your credit report. Make sure the facts are correct, and fix any problems you discover.</div><div style="margin: 0in 0in 10pt">&nbsp;</div><div style="margin: 0in 0in 10pt"><strong>3. Aim for a home you can really afford.</strong></div><div style="margin: 0in 0in 10pt">The rule of thumb is that you can buy housing that runs about two-and-one-half times your annual salary. But you'll do better to use one of many calculators available online to get a better handle on how your income, debts, and expenses affect what you can afford.</div><div style="margin: 0in 0in 10pt">&nbsp;</div><div style="margin: 0in 0in 10pt"><strong>4. If you can't put down the usual 20 percent, you may still qualify for a loan.</strong></div><div style="margin: 0in 0in 10pt">There are a variety of public and private lenders who, if you qualify, offer low-interest mortgages that require a down payment as small as 3 percent of the purchase price.</div><div style="margin: 0in 0in 10pt">&nbsp;</div><div style="margin: 0in 0in 10pt"><strong>5. Buy in a district with good schools.</strong></div><div style="margin: 0in 0in 10pt">In most areas, this advice applies even if you don't have school-age children. Reason: When it comes time to sell, you'll learn that strong school districts are a top priority for many home buyers, thus helping to boost property values.</div><div style="margin: 0in 0in 10pt">&nbsp;</div><div style="margin: 0in 0in 10pt"><strong>6. Get professional help.</strong></div><div style="margin: 0in 0in 10pt">Even though the Internet gives buyers unprecedented access to home listings, most new buyers (and many more experienced ones) are better off using a professional agent. Look for an exclusive buyer agent, if possible, who will have your interests at heart and can help you with strategies during the bidding process.</div><div style="margin: 0in 0in 10pt">&nbsp;</div><div style="margin: 0in 0in 10pt"><strong>7. Choose carefully between points and rate.</strong></div><div style="margin: 0in 0in 10pt">When picking a mortgage, you usually have the option of paying additional points -- a portion of the interest that you pay at closing -- in exchange for a lower interest rate. If you stay in the house for a long time -- say three to five years or more -- it's usually a better deal to take the points. The lower interest rate will save you more in the long run.</div><div style="margin: 0in 0in 10pt">&nbsp;</div><div style="margin: 0in 0in 10pt"><strong>8. Before house hunting, get pre-approved.</strong></div><div style="margin: 0in 0in 10pt">Getting pre-approved will you save yourself the grief of looking at houses you can't afford and put you in a better position to make a serious offer when you do find the right house. Not to be confused with pre-qualification, which is based on a cursory review of your finances, pre-approval from a lender is based on your actual income, debt and credit history.</div><div style="margin: 0in 0in 10pt">&nbsp;</div><div style="margin: 0in 0in 10pt"><strong>9. Do your homework before bidding.</strong></div><div style="margin: 0in 0in 10pt">Your opening bid should be based on the sales trend of similar homes in the neighborhood. So before making it, consider sales of similar homes in the last three months. If homes have recently sold at 5 percent less than the asking price, you should make a bid that's about eight to 10 percent lower than what the seller is asking.</div><div style="margin: 0in 0in 10pt">&nbsp;</div><div style="margin: 0in 0in 10pt"><strong>10. Hire a home inspector.</strong></div><div style="margin: 0in 0in 10pt">Sure, your lender will require a home appraisal anyway. But that's just the bank's way of determining whether the house is worth the price you've agreed to pay. Separately, you should hire your own home inspector, preferably an engineer with experience in doing home surveys in the area where you are buying. His or her job will be to point out potential problems that could require costly repairs down the road.</div><div style="margin: 0in 0in 10pt">&nbsp;</div><div style="margin: 0in 0in 10pt">&nbsp;</div><div style="margin: 0in 0in 10pt">&nbsp;</div><div style="margin: 0in 0in 10pt">Happy Home Buying!!</div><div style="margin: 0in 0in 10pt">&nbsp;</div></description> <link>http://www.snowandwall.com/default.cfm/page/blog/cat/entrydisplay/entryid/29c0a2c7-9793-f543-c7d430beaf0b7229.htm</link> <pubDate>Tue, 15 Feb 2011 08:36:53 -0600</pubDate></item> </channel></rss>

